Vimal Saboo has been appointed Chief Executive Officer of EarlySalary Services Pvt. Ltd., a key subsidiary of Fibe (formerly EarlySalary), as part of the company’s leadership refresh to drive its next growth phase. A seasoned chartered accountant with nearly two decades of experience in banking, credit, analytics, and financial services, Saboo steps into the role with deep expertise in risk profiling, underwriting, and operational excellence, areas critical to the fintech’s expansion strategy.
Previously Chief Business Officer at Fibe, Saboo played a pivotal role in transforming its credit risk and underwriting framework. Under his leadership, the company developed a proprietary credit‑risk profiling system and implemented real‑time decision engines capable of approving loans within minutes. These innovations helped establish EarlySalary as a pioneer in quick, algorithm-driven lending, catering to young salaried professionals across India.
Before joining Fibe, Saboo held leadership roles at Industry giants including Edelweiss Capital, Axis Bank—where he led analytics and credit policies for card sourcing—and ICICI Bank, where he managed operations across credit card products. His banking background provided him with a deep understanding of credit analytics, risk management, and digital lending models.
At Fibe, Saboo was instrumental in streamlining processes that moved underwriting and disbursal onto a branchless model, enhancing both efficiency and scalability. His guidance contributed to the development of real‑time loan approval workflows and helped drive consistent growth in assets under management. These operational improvements positioned EarlySalary to capitalize on its Series E funding round and aggressive scale‑up plans .
As CEO, Saboo will oversee the company’s strategic direction, aiming to elevate its position in India’s fintech space through innovation in lending, expanded distribution, and enhanced regulatory compliance. Under his leadership, Fibe is expected to continue its mission of democratizing access to credit through technology-driven solutions, while maintaining photoready risk controls and customer-centric product delivery.
His elevation reflects Fibe’s commitment to leadership that marries digital-first vision with traditional banking rigor. With Saboo at the helm, the company appears poised to reinforce its digital lending prowess, deepen its impact in the consumer finance ecosystem, and pursue further growth backed by operational strength and trust.
