The National Payments Corporation of India (NPCI) has issued a public advisory warning citizens about the growing menace of the ‘Digital Arrest’ scam, amid the rapid expansion of digital payments, including UPI, across the country. Highlighting the severity of the issue, Prime Minister Narendra Modi, during a Mann Ki Baat episode, revealed that Indians have collectively lost ₹120.3 crore to this scam.

In its advisory, the NPCI emphasized the urgent need for increased awareness and caution to combat such fraudulent activities as India progresses toward a digital-first economy.

“Digital payments are now accessible nationwide, driving India towards a digital-first economy. They offer both security and convenience. However, it’s crucial to use digital payments safely and avoid online scams. Early identification of potential scams helps protect you and your loved ones, fostering a safer, less-cash economy for everyone,” stated NPCI in a press release.

The ‘Digital Arrest’ scam involves cybercriminals impersonating government officials, law enforcement, or financial regulators to deceive individuals into believing they are under investigation or face imminent arrest. Using fear-based tactics, scammers manipulate victims into disclosing sensitive information or transferring money. Common ploys include fake calls, intimidating messages, threats of arrest, and demands for immediate payment.

NPCI’s advisory serves as a crucial reminder to the public to remain vigilant and report any suspicious activities as the nation strives to create a secure and cashless digital ecosystem.